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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,683 | $175,231-78.5% | $149,696-74.8% | $139,466-73.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 27.68% | 166.77%-139.1pp | 134.46%-106.8pp | 373.66%-346.0pp |
| Employer contribution / active EE | $10,007 | $5,478+82.7% | $4,821+107.6% | $4,754+110.5% |
| Participant deferral / active EE | $7,814 | $6,521+19.8% | $5,682+37.5% | $6,712+16.4% |
| Admin fee / account holder | $422 | $16,155-97.4% | $13,212-96.8% | $11,409-96.3% |