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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,484 | $111,830-62.9% | $93,696-55.7% | $145,884-71.6% |
| Participation rate | 62.5% | 74.2%-11.7pp | 68.7%-6.2pp | 80.3%-17.8pp |
| Annual return | 13.30% | 204.08%-190.8pp | 133.74%-120.4pp | 551.85%-538.5pp |
| Employer contribution / active EE | $972 | $3,093-68.6% | $2,422-59.9% | $4,662-79.1% |
| Participant deferral / active EE | $1,548 | $4,920-68.5% | $4,417-65.0% | $6,690-76.9% |
| Admin fee / account holder | $77 | $10,249-99.2% | $8,287-99.1% | $13,392-99.4% |