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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,484 | $111,878-62.9% | $93,727-55.7% | $145,897-71.6% |
| Participation rate | 62.5% | 74.2%-11.7pp | 68.7%-6.2pp | 80.3%-17.8pp |
| Annual return | 13.30% | 204.28%-191.0pp | 133.83%-120.5pp | 552.29%-539.0pp |
| Employer contribution / active EE | $972 | $3,092-68.6% | $2,421-59.8% | $4,663-79.1% |
| Participant deferral / active EE | $1,548 | $4,920-68.5% | $4,417-65.0% | $6,689-76.9% |
| Admin fee / account holder | $77 | $10,256-99.2% | $8,292-99.1% | $13,390-99.4% |