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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,420 | $110,379-30.8% | $102,412-25.4% | $145,884-47.6% |
| Participation rate | 94.4% | 77.9%+16.5pp | 74.5%+19.9pp | 80.3%+14.1pp |
| Annual return | -0.02% | 24.84%-24.9pp | 24.94%-25.0pp | 551.85%-551.9pp |
| Employer contribution / active EE | $8,330 | $4,216+97.6% | $3,870+115.3% | $4,662+78.7% |
| Participant deferral / active EE | $5,634 | $5,622+0.2% | $5,060+11.3% | $6,690-15.8% |
| Admin fee / account holder | $567 | $9,745-94.2% | $8,388-93.2% | $13,392-95.8% |