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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,909 | $82,674+0.3% | $125,381-33.9% | $68,486+21.1% |
| Participation rate | 89.8% | 75.1%+14.7pp | 82.4%+7.4pp | 67.9%+21.9pp |
| Annual return | -14.91% | -5.97%-8.9pp | 572.31%-587.2pp | -7.85%-7.1pp |
| Employer contribution / active EE | $5,282 | $3,382+56.2% | $4,815+9.7% | $2,597+103.4% |
| Participant deferral / active EE | $8,912 | $6,111+45.8% | $7,448+19.7% | $4,028+121.3% |
| Admin fee / account holder | $4,075 | $6,277-35.1% | $10,007-59.3% | $5,404-24.6% |