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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,027 | $185,312-45.5% | $161,489-37.4% | $154,746-34.7% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 19.46% | 103.84%-84.4pp | 89.72%-70.3pp | 172.34%-152.9pp |
| Employer contribution / active EE | $1,052 | $4,769-77.9% | $4,268-75.4% | $4,379-76.0% |
| Participant deferral / active EE | $10,047 | $6,350+58.2% | $5,630+78.5% | $6,730+49.3% |
| Admin fee / account holder | $382 | $18,654-98.0% | $16,006-97.6% | $14,365-97.3% |