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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,195 | $91,179+5.5% | $178,499-46.1% | $79,852+20.5% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 7.08% | 24.19%-17.1pp | 151.10%-144.0pp | 31.72%-24.6pp |
| Employer contribution / active EE | $2,320 | $3,256-28.7% | $5,011-53.7% | $2,471-6.1% |
| Participant deferral / active EE | $4,114 | $3,236+27.2% | $5,202-20.9% | $3,740+10.0% |
| Admin fee / account holder | $2,308 | $6,749-65.8% | $13,986-83.5% | $5,306-56.5% |