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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,845 | $112,131-70.7% | $95,964-65.8% | $158,982-79.3% |
| Participation rate | 93.8% | 79.0%+14.8pp | 77.1%+16.7pp | 82.0%+11.8pp |
| Annual return | 2.47% | 171.19%-168.7pp | 91.64%-89.2pp | 302.99%-300.5pp |
| Employer contribution / active EE | $7,190 | $3,199+124.8% | $2,541+182.9% | $4,763+51.0% |
| Participant deferral / active EE | $2,523 | $4,784-47.3% | $4,167-39.4% | $5,983-57.8% |
| Admin fee / account holder | $31,705 | $10,136+212.8% | $6,797+366.4% | $11,252+181.8% |