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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,490 | $154,228-97.1% | $145,433-96.9% | $137,256-96.7% |
| Participation rate | 83.3% | 83.8%-0.5pp | 82.1%+1.2pp | 80.0%+3.4pp |
| Annual return | 20.96% | 74.59%-53.6pp | 66.58%-45.6pp | 220.34%-199.4pp |
| Employer contribution / active EE | $919 | $4,804-80.9% | $4,554-79.8% | $4,156-77.9% |
| Participant deferral / active EE | $1,540 | $8,216-81.3% | $7,897-80.5% | $6,407-76.0% |
| Admin fee / account holder | $685 | $14,344-95.2% | $13,129-94.8% | $12,270-94.4% |