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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,560 | $70,475-53.8% | $100,530-67.6% | $79,858-59.2% |
| Participation rate | 16.0% | 73.7%-57.7pp | 79.4%-63.4pp | 69.6%-53.6pp |
| Annual return | 20.70% | 21.90%-1.2pp | 30.89%-10.2pp | 31.72%-11.0pp |
| Employer contribution / active EE | $624 | $2,165-71.2% | $3,418-81.7% | $2,471-74.7% |
| Participant deferral / active EE | $846 | $5,181-83.7% | $6,271-86.5% | $3,740-77.4% |
| Admin fee / account holder | $0 | $4,478-100.0% | $8,083-100.0% | $5,306-100.0% |