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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,099 | $138,076+110.1% | $123,553+134.8% | $135,380+114.3% |
| Participation rate | 81.8% | 84.7%-2.9pp | 82.3%-0.5pp | 82.6%-0.8pp |
| Annual return | -6.64% | 153.70%-160.3pp | 119.21%-125.8pp | 519.81%-526.4pp |
| Employer contribution / active EE | $12,548 | $5,152+143.6% | $4,628+171.1% | $4,779+162.6% |
| Participant deferral / active EE | $8,735 | $6,800+28.5% | $6,426+35.9% | $5,609+55.7% |
| Admin fee / account holder | $51,163 | $10,917+368.7% | $9,284+451.1% | $10,828+372.5% |