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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,000 | $166,131-6.1% | $164,975-5.4% | $145,877+6.9% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 11.67% | 100.37%-88.7pp | 70.12%-58.5pp | 551.28%-539.6pp |
| Employer contribution / active EE | $2,311 | $5,276-56.2% | $4,343-46.8% | $4,663-50.4% |
| Participant deferral / active EE | $10,207 | $6,962+46.6% | $6,033+69.2% | $6,691+52.6% |
| Admin fee / account holder | $721 | $16,648-95.7% | $12,688-94.3% | $13,402-94.6% |