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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,580 | $112,121-13.0% | $95,960+1.7% | $158,966-38.6% |
| Participation rate | 55.6% | 79.0%-23.4pp | 77.1%-21.5pp | 82.0%-26.4pp |
| Annual return | 14.71% | 171.16%-156.5pp | 91.63%-76.9pp | 302.95%-288.2pp |
| Employer contribution / active EE | $1,569 | $3,199-51.0% | $2,541-38.3% | $4,762-67.1% |
| Participant deferral / active EE | $3,168 | $4,784-33.8% | $4,167-24.0% | $5,983-47.0% |
| Admin fee / account holder | $127 | $10,135-98.7% | $6,797-98.1% | $11,250-98.9% |