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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,509 | $93,064+11.2% | $74,577+38.8% | $273,972-62.2% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 9.56% | 26.18%-16.6pp | 20.47%-10.9pp | 41.46%-31.9pp |
| Employer contribution / active EE | $2,698 | $3,160-14.6% | $2,525+6.9% | $4,869-44.6% |
| Participant deferral / active EE | $4,856 | $4,160+16.7% | $3,458+40.4% | $5,287-8.2% |
| Admin fee / account holder | $1,082 | $5,273-79.5% | $4,138-73.9% | $10,133-89.3% |