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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,714 | $99,079-7.4% | $78,002+17.6% | $273,972-66.5% |
| Participation rate | 28.6% | 78.6%-50.0pp | 75.5%-47.0pp | 83.0%-54.4pp |
| Annual return | 9.58% | 217.93%-208.3pp | 425.99%-416.4pp | 41.46%-31.9pp |
| Employer contribution / active EE | $1,087 | $3,308-67.1% | $2,470-56.0% | $4,869-77.7% |
| Participant deferral / active EE | $2,918 | $4,306-32.2% | $3,497-16.6% | $5,287-44.8% |
| Admin fee / account holder | $2,407 | $8,954-73.1% | $5,481-56.1% | $10,133-76.2% |