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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,924 | $69,012-21.9% | $160,009-66.3% | $68,486-21.3% |
| Participation rate | 89.2% | 65.4%+23.8pp | 78.0%+11.2pp | 67.9%+21.3pp |
| Annual return | -19.83% | -9.65%-10.2pp | 408.85%-428.7pp | -7.85%-12.0pp |
| Employer contribution / active EE | $2,500 | $2,212+13.0% | $4,225-40.8% | $2,597-3.7% |
| Participant deferral / active EE | $5,488 | $4,212+30.3% | $6,183-11.2% | $4,028+36.3% |
| Admin fee / account holder | $3,504 | $4,798-27.0% | $8,715-59.8% | $5,404-35.2% |