Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,801 | $185,905+110.2% | $170,057+129.8% | $139,487+180.2% |
| Participation rate | 25.0% | 87.8%-62.8pp | 87.0%-62.0pp | 80.3%-55.3pp |
| Annual return | 17.03% | 60.56%-43.5pp | 53.42%-36.4pp | 373.84%-356.8pp |
| Employer contribution / active EE | $680 | $7,597-91.0% | $6,790-90.0% | $4,755-85.7% |
| Participant deferral / active EE | $7,469 | $11,627-35.8% | $10,411-28.3% | $6,713+11.3% |
| Admin fee / account holder | $9,532 | $15,397-38.1% | $12,826-25.7% | $11,407-16.4% |