See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,670 | $39,195-47.3% | $98,755-79.1% | $79,386-74.0% |
| Participation rate | 25.1% | 59.8%-34.6pp | 65.7%-40.6pp | 70.7%-45.6pp |
| Annual return | 12.76% | 19.95%-7.2pp | 49.91%-37.2pp | 116.85%-104.1pp |
| Employer contribution / active EE | $449 | $1,334-66.4% | $2,067-78.3% | $2,427-81.5% |
| Participant deferral / active EE | $865 | $2,333-62.9% | $3,035-71.5% | $4,046-78.6% |
| Admin fee / account holder | $302 | $365-17.3% | $4,076-92.6% | $626-51.8% |