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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,065 | $75,962-59.1% | $154,108-79.8% | $64,173-51.6% |
| Participation rate | 58.1% | 70.4%-12.4pp | 83.0%-25.0pp | 69.6%-11.5pp |
| Annual return | -2.76% | 30.32%-33.1pp | 735.21%-738.0pp | 7.63%-10.4pp |
| Employer contribution / active EE | $1,213 | $3,350-63.8% | $5,298-77.1% | $2,381-49.0% |
| Participant deferral / active EE | $1,479 | $3,175-53.4% | $5,081-70.9% | $3,470-57.4% |
| Admin fee / account holder | $19,373 | $5,589+246.6% | $13,411+44.4% | $4,887+296.4% |