Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,216 | $51,222-76.2% | $70,544-82.7% | $75,173-83.7% |
| Participation rate | 29.4% | 61.0%-31.6pp | 68.4%-38.9pp | 67.2%-37.8pp |
| Annual return | 11.39% | 30.06%-18.7pp | 32.79%-21.4pp | 160.72%-149.3pp |
| Employer contribution / active EE | $0 | $1,827-100.0% | $2,976-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $964 | $2,850-66.2% | $4,568-78.9% | $4,126-76.6% |
| Admin fee / account holder | $1,758 | $4,096-57.1% | $6,427-72.7% | $5,651-68.9% |