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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,632 | $77,638+7.7% | $156,551-46.6% | $62,881+33.0% |
| Participation rate | 55.9% | 71.2%-15.3pp | 84.0%-28.1pp | 69.3%-13.4pp |
| Annual return | 7.87% | 50.33%-42.5pp | 32.23%-24.4pp | 20.14%-12.3pp |
| Employer contribution / active EE | $1,747 | $3,444-49.3% | $5,501-68.2% | $2,281-23.4% |
| Participant deferral / active EE | $3,085 | $3,046+1.3% | $4,871-36.7% | $3,203-3.7% |
| Admin fee / account holder | $251 | $5,561-95.5% | $13,028-98.1% | $4,296-94.1% |