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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,297 | $166,131+110.3% | $164,975+111.7% | $145,877+139.4% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 12.47% | 100.37%-87.9pp | 70.12%-57.6pp | 551.28%-538.8pp |
| Employer contribution / active EE | $3,467 | $5,276-34.3% | $4,343-20.2% | $4,663-25.7% |
| Participant deferral / active EE | $11,029 | $6,962+58.4% | $6,033+82.8% | $6,691+64.8% |
| Admin fee / account holder | $14,818 | $16,648-11.0% | $12,688+16.8% | $13,402+10.6% |