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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,384 | $49,897+25.0% | $80,648-22.6% | $75,177-17.0% |
| Participation rate | 50.9% | 55.3%-4.4pp | 67.0%-16.1pp | 67.2%-16.3pp |
| Annual return | 17.75% | 34.68%-16.9pp | 937.21%-919.5pp | 160.75%-143.0pp |
| Employer contribution / active EE | $2,304 | $1,699+35.6% | $2,724-15.4% | $2,671-13.7% |
| Participant deferral / active EE | $4,376 | $2,992+46.2% | $4,443-1.5% | $4,126+6.0% |
| Admin fee / account holder | $2,071 | $3,579-42.1% | $5,382-61.5% | $5,651-63.4% |