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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,288 | $84,236+47.5% | $170,435-27.1% | $70,126+77.2% |
| Participation rate | 83.3% | 70.8%+12.5pp | 83.6%-0.3pp | 69.5%+13.8pp |
| Annual return | 18.60% | 23.06%-4.5pp | 205.94%-187.3pp | 73.15%-54.5pp |
| Employer contribution / active EE | $1,762 | $3,387-48.0% | $5,432-67.6% | $2,343-24.8% |
| Participant deferral / active EE | $6,079 | $3,086+97.0% | $4,939+23.1% | $3,332+82.4% |
| Admin fee / account holder | $1,078 | $5,698-81.1% | $13,881-92.2% | $4,645-76.8% |