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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,174 | $85,171-10.6% | $172,753-55.9% | $72,976+4.4% |
| Participation rate | 42.3% | 70.1%-27.8pp | 82.6%-40.3pp | 69.5%-27.2pp |
| Annual return | 23.48% | 27.32%-3.8pp | 803.00%-779.5pp | 81.02%-57.5pp |
| Employer contribution / active EE | $475 | $3,324-85.7% | $5,144-90.8% | $2,440-80.6% |
| Participant deferral / active EE | $3,128 | $3,260-4.0% | $5,198-39.8% | $3,608-13.3% |
| Admin fee / account holder | $66 | $5,880-98.9% | $13,956-99.5% | $5,124-98.7% |