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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,283 | $60,139-48.0% | $90,461-65.4% | $79,856-60.8% |
| Participation rate | 30.4% | 65.0%-34.6pp | 72.7%-42.3pp | 69.6%-39.3pp |
| Annual return | 18.26% | 71.96%-53.7pp | 1294.76%-1276.5pp | 31.71%-13.4pp |
| Employer contribution / active EE | $672 | $2,069-67.5% | $3,264-79.4% | $2,471-72.8% |
| Participant deferral / active EE | $1,873 | $2,939-36.3% | $3,964-52.8% | $3,741-49.9% |
| Admin fee / account holder | $1,304 | $3,978-67.2% | $5,617-76.8% | $5,306-75.4% |