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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,774 | $95,915-53.3% | $79,580-43.7% | $134,532-66.7% |
| Participation rate | 92.3% | 75.0%+17.3pp | 69.5%+22.8pp | 81.2%+11.1pp |
| Annual return | -23.03% | -2.71%-20.3pp | 0.15%-23.2pp | 418.27%-441.3pp |
| Employer contribution / active EE | $8,118 | $3,129+159.4% | $2,413+236.4% | $4,741+71.2% |
| Participant deferral / active EE | $9,056 | $4,693+93.0% | $3,985+127.2% | $6,401+41.5% |
| Admin fee / account holder | $1,393 | $9,132-84.7% | $6,835-79.6% | $11,429-87.8% |