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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,877 | $156,616-38.1% | $133,346-27.3% | $198,609-51.2% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 15.40% | 44.25%-28.8pp | 36.85%-21.4pp | 202.70%-187.3pp |
| Employer contribution / active EE | $5,501 | $3,368+63.3% | $2,853+92.8% | $5,055+8.8% |
| Participant deferral / active EE | $9,605 | $4,920+95.2% | $4,332+121.7% | $6,977+37.7% |
| Admin fee / account holder | $10,425 | $17,468-40.3% | $14,264-26.9% | $19,030-45.2% |