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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,689 | $180,459-80.8% | $154,108-77.5% | $135,380-74.4% |
| Participation rate | 75.0% | 87.4%-12.4pp | 83.0%-8.0pp | 82.6%-7.6pp |
| Annual return | -8.80% | 888.21%-897.0pp | 735.21%-744.0pp | 519.81%-528.6pp |
| Employer contribution / active EE | $1,915 | $6,035-68.3% | $5,298-63.9% | $4,779-59.9% |
| Participant deferral / active EE | $9,922 | $5,806+70.9% | $5,081+95.3% | $5,609+76.9% |
| Admin fee / account holder | $35,217 | $16,145+118.1% | $13,411+162.6% | $10,828+225.2% |