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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,864 | $167,415-51.7% | $140,514-42.5% | $198,609-59.3% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 14.92% | 13.85%+1.1pp | 14.36%+0.6pp | 202.70%-187.8pp |
| Employer contribution / active EE | $2,823 | $4,088-30.9% | $3,378-16.5% | $5,055-44.2% |
| Participant deferral / active EE | $4,993 | $5,579-10.5% | $4,919+1.5% | $6,977-28.4% |
| Admin fee / account holder | $2,226 | $16,730-86.7% | $13,697-83.8% | $19,030-88.3% |