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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,121 | $85,171+38.7% | $172,752-31.6% | $72,975+61.9% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 14.20% | 27.32%-13.1pp | 802.97%-788.8pp | 81.01%-66.8pp |
| Employer contribution / active EE | $9,987 | $3,324+200.5% | $5,144+94.1% | $2,440+309.3% |
| Participant deferral / active EE | $6,448 | $3,260+97.8% | $5,198+24.1% | $3,608+78.7% |
| Admin fee / account holder | $691 | $5,880-88.3% | $13,955-95.0% | $5,124-86.5% |