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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $584,705 | $181,896+221.5% | $156,551+273.5% | $273,972+113.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 2.72% | 30.74%-28.0pp | 32.23%-29.5pp | 41.46%-38.7pp |
| Employer contribution / active EE | $39,035 | $6,248+524.7% | $5,501+609.6% | $4,869+701.7% |
| Participant deferral / active EE | $27,000 | $5,550+386.5% | $4,871+454.3% | $5,287+410.7% |
| Admin fee / account holder | $777,959 | $15,560+4899.7% | $13,028+5871.4% | $10,133+7577.8% |