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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,377 | $138,114+19.0% | $125,391+31.1% | $134,545+22.2% |
| Participation rate | 91.7% | 84.5%+7.2pp | 82.4%+9.3pp | 81.2%+10.4pp |
| Annual return | -15.61% | 750.88%-766.5pp | 572.41%-588.0pp | 418.37%-434.0pp |
| Employer contribution / active EE | $3,369 | $5,246-35.8% | $4,816-30.0% | $4,742-28.9% |
| Participant deferral / active EE | $6,893 | $7,801-11.6% | $7,448-7.5% | $6,401+7.7% |
| Admin fee / account holder | $1,863 | $11,570-83.9% | $10,009-81.4% | $11,431-83.7% |