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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,286 | $52,519-42.3% | $155,789-80.6% | $59,633-49.2% |
| Participation rate | 74.6% | 61.7%+12.9pp | 76.1%-1.5pp | 68.7%+5.9pp |
| Annual return | -2.67% | 53.51%-56.2pp | 71.54%-74.2pp | 2041.45%-2044.1pp |
| Employer contribution / active EE | $1,930 | $1,589+21.4% | $3,839-49.7% | $2,203-12.4% |
| Participant deferral / active EE | $5,430 | $3,084+76.0% | $4,798+13.2% | $3,192+70.1% |
| Admin fee / account holder | $442 | $3,540-87.5% | $7,477-94.1% | $4,297-89.7% |