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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,656 | $64,719-20.2% | $112,249-54.0% | $68,486-24.6% |
| Participation rate | 71.4% | 67.2%+4.3pp | 75.1%-3.6pp | 67.9%+3.5pp |
| Annual return | -13.16% | -11.40%-1.8pp | 27.48%-40.6pp | -7.85%-5.3pp |
| Employer contribution / active EE | $0 | $2,747-100.0% | $3,636-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,518 | $3,565-29.4% | $4,729-46.8% | $4,028-37.5% |
| Admin fee / account holder | $18,841 | $5,232+260.1% | $6,412+193.8% | $5,404+248.7% |