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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,721 | $82,674+27.9% | $125,381-15.7% | $68,486+54.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -19.41% | -5.97%-13.4pp | 572.31%-591.7pp | -7.85%-11.6pp |
| Employer contribution / active EE | $7,466 | $3,382+120.8% | $4,815+55.0% | $2,597+187.5% |
| Participant deferral / active EE | $8,325 | $6,111+36.2% | $7,448+11.8% | $4,028+106.7% |
| Admin fee / account holder | $2,476 | $6,277-60.5% | $10,007-75.3% | $5,404-54.2% |