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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,561 | $47,848-17.3% | $81,473-51.4% | $70,126-43.6% |
| Participation rate | 51.2% | 58.3%-7.1pp | 68.0%-16.7pp | 69.5%-18.3pp |
| Annual return | 27.86% | 27.25%+0.6pp | 38.78%-10.9pp | 73.15%-45.3pp |
| Employer contribution / active EE | $502 | $1,527-67.1% | $2,568-80.5% | $2,343-78.6% |
| Participant deferral / active EE | $5,276 | $2,453+115.1% | $3,537+49.2% | $3,332+58.4% |
| Admin fee / account holder | $11,542 | $3,145+267.0% | $4,561+153.1% | $4,645+148.5% |