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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,980 | $217,432-63.7% | $185,851-57.5% | $167,553-52.9% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 5.16% | 148.43%-143.3pp | 122.11%-117.0pp | 478.89%-473.7pp |
| Employer contribution / active EE | $6,066 | $5,874+3.3% | $5,168+17.4% | $4,840+25.3% |
| Participant deferral / active EE | $6,604 | $6,357+3.9% | $5,569+18.6% | $6,343+4.1% |
| Admin fee / account holder | $10,930 | $19,820-44.9% | $16,245-32.7% | $12,316-11.3% |