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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,604 | $197,637+19.2% | $177,848+32.5% | $158,982+48.2% |
| Participation rate | 84.6% | 88.5%-3.9pp | 87.7%-3.1pp | 82.0%+2.6pp |
| Annual return | 10.72% | 58.77%-48.0pp | 48.33%-37.6pp | 302.99%-292.3pp |
| Employer contribution / active EE | $4,145 | $6,698-38.1% | $5,919-30.0% | $4,763-13.0% |
| Participant deferral / active EE | $10,078 | $8,405+19.9% | $7,714+30.7% | $5,983+68.4% |
| Admin fee / account holder | $17,081 | $15,406+10.9% | $12,431+37.4% | $11,252+51.8% |