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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,076 | $167,353+61.4% | $143,797+87.8% | $134,545+100.7% |
| Participation rate | 87.5% | 84.8%+2.7pp | 80.3%+7.2pp | 81.2%+6.3pp |
| Annual return | -16.71% | 0.48%-17.2pp | -0.04%-16.7pp | 418.37%-435.1pp |
| Employer contribution / active EE | $10,708 | $5,620+90.5% | $4,952+116.2% | $4,742+125.8% |
| Participant deferral / active EE | $6,443 | $6,447-0.1% | $5,638+14.3% | $6,401+0.7% |
| Admin fee / account holder | $714 | $18,096-96.1% | $14,679-95.1% | $11,431-93.8% |