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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,806 | $97,729+45.1% | $83,830+69.2% | $135,379+4.7% |
| Participation rate | 71.4% | 80.0%-8.5pp | 76.1%-4.7pp | 82.6%-11.2pp |
| Annual return | -5.62% | 1287.52%-1293.1pp | 850.97%-856.6pp | 519.79%-525.4pp |
| Employer contribution / active EE | $1,071 | $4,222-74.6% | $3,631-70.5% | $4,779-77.6% |
| Participant deferral / active EE | $5,282 | $4,683+12.8% | $4,082+29.4% | $5,609-5.8% |
| Admin fee / account holder | $1,908 | $6,674-71.4% | $5,479-65.2% | $10,828-82.4% |