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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,720 | $95,188+172.9% | $76,518+239.4% | $135,379+91.8% |
| Participation rate | 21.4% | 74.4%-53.0pp | 68.0%-46.6pp | 82.6%-61.2pp |
| Annual return | -5.59% | 4.85%-10.4pp | -0.27%-5.3pp | 519.79%-525.4pp |
| Employer contribution / active EE | $1,235 | $3,303-62.6% | $2,647-53.4% | $4,779-74.2% |
| Participant deferral / active EE | $2,633 | $4,640-43.3% | $3,836-31.4% | $5,609-53.1% |
| Admin fee / account holder | $0 | $6,249-100.0% | $4,849-100.0% | $10,828-100.0% |