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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,673 | $202,342-54.7% | $172,753-46.9% | $152,909-40.0% |
| Participation rate | 87.5% | 87.1%+0.4pp | 82.6%+4.9pp | 82.5%+5.0pp |
| Annual return | 21.51% | 1029.88%-1008.4pp | 803.00%-781.5pp | 345.46%-324.0pp |
| Employer contribution / active EE | $6,723 | $5,857+14.8% | $5,144+30.7% | $4,764+41.1% |
| Participant deferral / active EE | $4,563 | $5,948-23.3% | $5,198-12.2% | $5,851-22.0% |
| Admin fee / account holder | $3,401 | $17,112-80.1% | $13,956-75.6% | $11,601-70.7% |