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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $741,536 | $198,461+273.6% | $170,436+335.1% | $147,585+402.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 21.21% | 257.30%-236.1pp | 205.94%-184.7pp | 578.57%-557.4pp |
| Employer contribution / active EE | $24,000 | $6,184+288.1% | $5,433+341.8% | $4,876+392.2% |
| Participant deferral / active EE | $14,000 | $5,629+148.7% | $4,939+183.4% | $5,439+157.4% |
| Admin fee / account holder | $12,707 | $16,852-24.6% | $13,880-8.5% | $10,885+16.7% |