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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,644 | $133,998-92.1% | $112,263-90.5% | $134,545-92.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -16.10% | 47.17%-63.3pp | 27.49%-43.6pp | 418.37%-434.5pp |
| Employer contribution / active EE | $2,276 | $4,040-43.7% | $3,636-37.4% | $4,742-52.0% |
| Participant deferral / active EE | $2,271 | $5,292-57.1% | $4,729-52.0% | $6,401-64.5% |
| Admin fee / account holder | $3,129 | $7,493-58.2% | $6,410-51.2% | $11,431-72.6% |