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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,435 | $99,994+96.4% | $146,643+34.0% | $85,847+128.8% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 13.08% | 18.93%-5.9pp | 22.75%-9.7pp | 318.61%-305.5pp |
| Employer contribution / active EE | $11,591 | $2,559+353.0% | $4,137+180.2% | $2,565+351.8% |
| Participant deferral / active EE | $10,822 | $4,006+170.2% | $5,506+96.6% | $3,952+173.8% |
| Admin fee / account holder | $10,074 | $7,703+30.8% | $10,280-2.0% | $6,261+60.9% |