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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,620 | $138,075-68.4% | $123,552-64.7% | $135,379-67.8% |
| Participation rate | 75.0% | 84.7%-9.7pp | 82.3%-7.3pp | 82.6%-7.6pp |
| Annual return | -9.53% | 153.70%-163.2pp | 119.20%-128.7pp | 519.79%-529.3pp |
| Employer contribution / active EE | $4,587 | $5,152-11.0% | $4,628-0.9% | $4,779-4.0% |
| Participant deferral / active EE | $8,747 | $6,800+28.6% | $6,426+36.1% | $5,609+55.9% |
| Admin fee / account holder | $492 | $10,917-95.5% | $9,285-94.7% | $10,828-95.5% |