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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $417,116 | $167,353+149.2% | $143,797+190.1% | $134,545+210.0% |
| Participation rate | 84.6% | 84.8%-0.2pp | 80.3%+4.3pp | 81.2%+3.4pp |
| Annual return | -33.12% | 0.48%-33.6pp | -0.04%-33.1pp | 418.37%-451.5pp |
| Employer contribution / active EE | $33,613 | $5,620+498.1% | $4,952+578.7% | $4,742+608.9% |
| Participant deferral / active EE | $19,191 | $6,447+197.7% | $5,638+240.4% | $6,401+199.8% |
| Admin fee / account holder | $46,819 | $18,096+158.7% | $14,679+219.0% | $11,431+309.6% |