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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,589 | $181,896-40.9% | $156,551-31.3% | $273,972-60.7% |
| Participation rate | 90.9% | 88.4%+2.5pp | 84.0%+6.9pp | 83.0%+7.9pp |
| Annual return | -0.53% | 30.74%-31.3pp | 32.23%-32.8pp | 41.46%-42.0pp |
| Employer contribution / active EE | $4,357 | $6,248-30.3% | $5,501-20.8% | $4,869-10.5% |
| Participant deferral / active EE | $5,000 | $5,550-9.9% | $4,871+2.6% | $5,287-5.4% |
| Admin fee / account holder | $304 | $15,560-98.0% | $13,028-97.7% | $10,133-97.0% |