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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $46,024 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,670 | $162,322-55.8% | $135,974-47.3% | - |
| Participation rate | 100.0% | 71.5%+28.5pp | 81.9%+18.1pp | - |
| Annual return | 21.74% | 15.59%+6.1pp | 68.30%-46.6pp | - |
| Employer contribution / active EE | $5,195 | $3,400+52.8% | $4,859+6.9% | - |
| Participant deferral / active EE | $9,748 | $5,722+70.4% | $7,760+25.6% | - |
| Admin fee / account holder | $167 | $23,877-99.3% | $10,767-98.5% | - |